Helping entrepreneurs eliminate credit-card processing fees compliantly — with honesty, transparency, and real human support.

Helping entrepreneurs eliminate credit-card processing fees compliantly — with honesty, transparency, and real human support.

Michaela Tomer

Stop Losing Profit to Credit-Card Fees
Eliminate them compliantly with guidance from a trusted advisor who protects your margins, simplifies your payments, and supports you long-term.

What I Do

Businesses don’t need another processor — they need an advocate.
I help entrepreneurs eliminate or significantly reduce their credit-card fees through compliant, transparent strategies aligned with state and federal regulations.

My approach is independent. I evaluate your current setup, uncover hidden fees, and match you with the right program to immediately improve cash flow while preserving a positive customer experience.

Who I Help

I support business owners who are:

• Paying too much in processing fees
• Frustrated by constant rate increases
• Feeling taken advantage of by their processor
• Wanting a compliant fee-elimination solution
• Needing clarity, honesty, and a real person to call
• Looking to keep more of their hard-earned revenue

You deserve solutions that work —
and support you can trust.

Why Work With Me

 • 16+ years expertise in payments and compliance
 • Independent, broker-style model — no processor bias
• Full transparency, no contracts or hidden agendas
• Local, human support throughout your entire journey
• Proven, compliant fee-elimination strategies
• Training, signage, and implementation included

Michaela Tomer

Stop Losing Profit to Credit-Card Fees
Eliminate them compliantly with guidance from a trusted advisor who protects your margins, simplifies your payments, and supports you long-term.

What I Do

Businesses don’t need another processor — they need an advocate.
I help entrepreneurs eliminate or significantly reduce their credit-card fees through compliant, transparent strategies aligned with state and federal regulations.

My approach is independent. I evaluate your current setup, uncover hidden fees, and match you with the right program to immediately improve cash flow while preserving a positive customer experience.

Who I Help

I support business owners who are:

• Paying too much in processing fees

 • Frustrated by constant rate increases

• Feeling taken advantage of by their processor

• Wanting a compliant fee-elimination solution

• Needing clarity, honesty, and a real person to call

• Looking to keep more of their hard-earned revenue

You deserve solutions that work — and support you can trust.

Why Work With Me

 • 16+ years expertise in payments and compliance
 • Independent, broker-style model — no processor bias
• Full transparency, no contracts or hidden agendas
• Local, human support throughout your entire journey
• Proven, compliant fee-elimination strategies
• Training, signage, and implementation included

My mission is simple: protect your profits and elevate your cash flow.

For over 16 years, I’ve helped business owners navigate the payments industry with clarity and confidence. As an independent advisor, I’m not tied to any single company or platform. I look at your business, your goals, and your budget — and then design a compliant solution that puts more money back into your hands.

I believe in honesty, transparency, and long-term partnership. You’re not just another merchant account to me. You’re a business owner who deserves support, advocacy, and someone who actually cares.

I help eliminate credit-card processing fees compliantly so you can reinvest in the things that matter most.

My mission is simple: protect your profits and elevate your cash flow.

For over 16 years, I’ve helped business owners navigate the payments industry with clarity and confidence. As an independent advisor, I’m not tied to any single company or platform. I look at your business, your goals, and your budget — and then design a compliant solution that puts more money back into your hands.

I believe in honesty, transparency, and long-term partnership. You’re not just another merchant account to me. You’re a business owner who deserves support, advocacy, and someone who actually cares.

I help eliminate credit-card processing fees compliantly so you can reinvest in the things that matter most.

Entrepreneurs sacrifice so much to build something meaningful. Seeing hard-earned revenue drained by confusing fees is frustrating — and unnecessary.

Entrepreneurs sacrifice so much to build something meaningful. Seeing hard-earned revenue drained by confusing fees is frustrating — and unnecessary.

Services

Credit-Card Fee Elimination (Compliant)

This is the core of what I do.
I implement compliant programs that eliminate or significantly reduce your processing expenses — aligned with card-brand rules, regulatory requirements, and best practices.

Most businesses see immediate savings with zero disruption to their customers or workflow.

Credit-Card Fee Elimination (Compliant)

This is the core of what I do.
I implement compliant programs that eliminate or significantly reduce your processing expenses — aligned with card-brand rules, regulatory requirements, and best practices.

Most businesses see immediate savings with zero disruption to their customers or workflow.

Statement Analysis & Fee Discovery

Your statements reveal everything — but processors design them to be confusing.
I break them down, uncover hidden fees, expose unnecessary surcharges, and show you exactly where your money is going.

This step often uncovers thousands in annual savings.

Statement Analysis & Fee Discovery

Your statements reveal everything — but processors design them to be confusing.
I break them down, uncover hidden fees, expose unnecessary surcharges, and show you exactly where your money is going.

This step often uncovers thousands in annual savings.

Independent Platform Matching

Because I work as a broker, I’m not married to one solution.
I select the program and platform that fits your business best — ensuring you get the strongest outcome, lowest cost, and the cleanest compliance path.

Setup, Training & Implementation Support

I handle the heavy lifting:

Program Setup
| Customer Signage
| Staff Training
Compliance documentation | System configuration

You’re not left to figure anything out alone.

Ongoing Support & Advocacy

You get a direct line to me — not a 1-800 help desk.
As your business grows or changes, I make sure your fee-elimination strategy remains optimized and compliant.
This isn’t a one-time project. It’s a partnership.

Setup, Training & Implementation Support

I handle the heavy lifting:

Program Setup
| Customer Signage
| Staff Training
Compliance documentation | System configuration

You’re not left to figure anything out alone.

Ongoing Support & Advocacy

You get a direct line to me — not a 1-800 help desk.
As your business grows or changes, I make sure your fee-elimination strategy remains optimized and compliant.
This isn’t a one-time project. It’s a partnership.

Get in touch with Michaela today to learn more!

Get in touch with Michaela today to learn more!

Contact Me

Let’s Protect Your Profits.
If you’re ready to eliminate or reduce your credit-card fees compliantly, I’m here to help you feel supported, informed, and confident. Request Your Free Fee-Elimination Analysis

Contact Me

Let’s Protect Your Profits.
If you’re ready to eliminate or reduce your credit-card fees compliantly, I’m here to help you feel supported, informed, and confident. Request Your Free Fee-Elimination Analysis

Let's Start a Conversation

It take a lot to run a business. That's why I'm here to help when you need it the most.

Let's Start a Conversation

It take a lot to run a business. That's why I'm here to help when you need it the most.

Get in touch with Michaela today to learn more!

Get in touch with Michaela today to learn more!

Let's Start a Conversation

It take a lot to run a business. That's why I'm here to help when you need it the most.

Let's Start a Conversation

It take a lot to run a business. That's why I'm here to help when you need it the most.